Small Basic Loan Scheme | Government small business start up loans |
🔹️Loan amount for small business
Small business loan is given by Gujarat Scheduled Caste Corporation. Under this scheme loan up to Rs. 95,000 / - is given by the Scheduled Caste Corporation in which the beneficiary has to contribute Rs. 5,000 / -. Total Rs. 1,00,000 / - is receivable.
🔹️To avail the benefit of this loan scheme, the applicant has to provide a guarantor whose details are as under. ( આ લોન યોજનાનો લાભ લેવા માટે અરજદારે જામીનદાર આપવાના રહેશે જેની માહિતી નીચે મુજબ છે.)
Beneficiary does not have to provide security for loan up to Rs. 50,000 / -.
For loans up to Rs.50,000 / - to Rs.1,00,000 / - 1 guarantee has to be given.
The guarantor must be a government or semi-government employee.
One and a half times the amount of the loan will have to be bailed out by the person owning the immovable property.After getting the loan, the burden of real estate will have to be noted.
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🔹️To take a loan, the following documents have to be uploaded online
( લોન લેવા માટે નીચે મુજબના ડોક્યુમેન્ટ ઓનલાઈન અપલોડ કરવાના રહેશે)
1. Proof of Identity (Copy of Election Card, PAN Card & Any of Driving License)
2. Beneficiary's Aadhaar card
3. Proof of age of the applicant
4. Example of race
5. Example of annual family income
6. Proof of residence of the applicant
7. Recent photo of the beneficiary
8. Beneficiary's signature sample
🔹️Get detailed information on how to apply for a loan scheme online.(લોન યોજનાની ઓનલાઈન અરજી કેવી રીતે કરવી તેની વિગતવાર માહિતી મેળવો)
1. First you have to type “GSCDC Online” in Google Search.
2. By typing as above, the official website of https://sje.gujarat.gov.in/ will have to be opened.
3. Click on "Apply online to get a loan in the Corporation's schemes."
4. Clicking as above will open the newly created portal of Gujarat Scheduled Caste Development Corporation.
5. “New user (Register) on Home Page on Corporation Portal?” Will have to click on.
6. Registration for Online Loan Application System by entering your Email Id, Mobile Number, Password and Captch Code.
7. After registration, a message will appear on your mobile containing Username and Password.
8. Now you have to go to Login for Online Loan Application System and login with your User Name & Password.
9. After logging in to GSCDC Online, click on “Apply” on NSFDC (2018-19).
10. In which the beneficiary has to fill in his information such as Aadhaar card number, full name, full address etc.
11. Beneficiary has to sign Upload Photograph & Upload Signature.
12. The beneficiary will have to fill in the details of educational qualification and small scale business.
13. Beneficiary has I.T.I. That E.D.I. If you have taken training in (Entrepreneurship Institute) then you have to fill in the information.
14. After the beneficiary fills in all the details, he has to check once again.
15. Then enter Captch Code and click “Save”.
16. If you want to make any correction or increase in the online application, you have to click on Edit Application.
17. If the details filled in the online application are completely correct then click on Confirm Application.
18. After the application of the beneficiary is confirmed, the application number of your online application will come.
19. Based on the application number, you have to print by clicking on Print Application.
🔹️The following documents are to be submitted at the district office (જિલ્લાની કચેરી ખાતે નીચે મુજબના ડોક્યુમેન્ટ રજૂ કરવાના હોય છે)
1. Certified copy of beneficiary's ration card and election card
2. Post dated check of the applicant's bank account
3. NO DUE Certificate in respect of any outstanding debt in the bank
4. Affidavit on stamp paper stating that the applicant has not received any assistance from any government agency before.
5. Revenue Stamp No. 8
6. Quotation of dealer / seller having GST number as per the requirement of equipment suitable for the business
7. Support for place of business, lease for rental shop / support if own
8. Adhesive stamps up to Rs. 1 lakh are not required.
9. In case of loan above Rs. 1.00, adhesive stamp of Rs.
🔹️Important links of Small Business Loan Scheme
》SJE Gujarat Website :: Click Now
》Direct Online Apply :: Apply Now
》New Registration :: Click Now
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