Buying online insurance; know the online insurance buying process

Buying online insurance is a convenient and efficient way to protect yourself and your assets. Here are some steps to guide you through the process:

Buying online insurance; know the online insurance buying process 

1. Determine your insurance needs: Assess what type of insurance coverage you require. This could include auto insurance, home insurance, health insurance, life insurance, or any other specific insurance policy based on your circumstances.

2. Research insurance providers: Look for reputable insurance companies that offer the type of coverage you need. Read reviews, compare prices, and evaluate the quality of service provided.

3. Visit insurance company websites: Once you have identified a few potential insurance providers, visit their websites to gather more information about their policies, coverage options, and pricing.

4. Get quotes: Most insurance websites have an option to request a quote online. Fill in the required details accurately to receive an estimate of the premium you would need to pay for the desired coverage. It's a good idea to get quotes from multiple insurance companies to compare prices and coverage.

5. Review policy details: Carefully review the policy details, terms, conditions, and coverage limits. Pay attention to any exclusions or limitations that may affect your coverage. Make sure the policy meets your specific needs.

6. Contact the insurance company: If you have any questions or need further clarification, contact the insurance company's customer service department. They can provide additional information and assist you in making an informed decision.

7. Purchase the insurance policy: Once you have selected an insurance policy that suits your needs and budget, you can proceed to purchase it online. Most insurance companies provide a secure online payment option to complete the transaction.

8. Provide accurate information: During the application process, it's crucial to provide accurate information about yourself, your assets, and any other details required. Failing to disclose relevant information can result in the denial of claims or policy cancellation.

9. Review the policy documents: After purchasing the insurance policy, carefully review the policy documents, including the terms and conditions, coverage details, and contact information. Keep a copy of the policy documents for your records.

10. Renewal and ongoing management: Depending on the type of insurance policy, you may need to renew it periodically. Set reminders to ensure timely renewals and stay updated on any changes in coverage or premiums.

Remember, buying insurance online offers convenience, but it's important to research and compare different options thoroughly to ensure you're getting the right coverage at a competitive price.

Read More »

How to link Aadhaar with PAN card, online step by step Information

How to link Aadhaar with PAN card online: The income tax department issues PAN that is a blend of a ten-digit alphanumeric number. The PAN card helps the government to keep a proper track of the taxes. In addition to this, for filing Income Tax Return PAN Card is necessary. Along with this, the PAN Card is also used as ID proof. Here, we will see aadhar card pan card link status, aadhar card pan card link apps, aadhaar card pan card link online, pan card aadhar card link, aadhar udin, aadhar card pan card link, pan card attach aadhar card, link aadhaar and pan card, pan link to aadhar, pan card link...

How to link Aadhaar with PAN card online

On the contrary, UIDAI issues AADHAAR Card that is a twelve digit unique identification number. The AADHAAR Card can be used as both ID proof and address proof.It is mandatory for every citizen of India to link AADHAR Card with PAN Card. Linking AADHAR Card with PAN Card is irrespective of whether you file ITR or not.

Ways to Link Aadhaar Card with PAN Card

You can link AADHAAR Card with PAN Card easily through the below-mentioned ways:

• Online Facility
• SMS Facility

Aadhaar with PAN card Link online

Follow these simple steps to link PAN Card with Aadhaar Card.

• Visit Income Tax e-filing portal.
• Afterwards, click on Link to AADHAAR Card option
• After selecting you need to furnish your Name and Date of Birth as per AADHAAR Card along with Aadhaar number.
• Thereafter, enter the captcha code.
• Click on Link Aadhaar button.
• After Clicking on that button a message box will open showing that your “AADHAAR-PAN linking is completed successfully.”

How to link Aadhaar with Pan card SMS

The Income Tax Department supports an SMS facility through which you can link AADHAAR Card with PAN Card.

In order to link AADHAAR Card with PAN Card you need to Send SMS UIDPAN<12 Digit AADHAR number><10 Digit PAN> either on to 567678 or 56161.

Example – UIDPAN 145789111231CBPLN2112N

Link Aadhaar With Pan Card Online	Click Here

પાન-આધાર લિંક કરવું ખૂબ જ સરળ છે

- આવકવેરાની સત્તાવાર વેબસાઇટ www.incometax.gov.in પર લોગ ઇન કરો
- Quick Links વિભાગમાં જાઓ અને Link Aadhaar પર ક્લિક કરો, તમારી સ્ક્રીન પર એક નવી વિન્ડો ખુલશે
- તમારો PAN નંબર, આધાર નંબર અને મોબાઈલ નંબર અહીં દાખલ કરો.
- I validate my Aadhaar details'નો વિકલ્પ પસંદ કરો
- તમારા રજિસ્ટર્ડ મોબાઈલ નંબર પર OTP આવશે. તેને ભરો અને પછી 'વેલીડેટ' પર ક્લિક કરો
- દંડ ભર્યા પછી, તમારુ PAN આધાર સાથે લિંક થઈ જશે.

Read More »

  

Change in interest rate of small savings scheme, implementation of tokenization system in payment, reduction in cylinder price

Today we will tell you about the 6 types of changes that have taken place since October 1

People paying income tax cannot invest in irrevocable pension

From 1 October i.e. from today, people paying income tax cannot avail the benefits of irrevocable pension. According to the current rule, any Indian person can invest between 18 years to 40 years whether or not he has filed income tax. Under this scheme, a pension of up to 5 thousand per month is given.

Tokenization system implemented

A tokenization system has been implemented for card payments from October 1. After the introduction of this system, merchants, payment aggregators and payment gateways will not be able to store any customer card information. The objective of the tokenization system is to prevent online banking fraud.

Usually there are many changes every month. From 1st October i.e. from today many changes have taken place in the country, which will directly affect your pocket. People who pay income tax cannot invest in Atal Pension Yojana. Apart from this, tokenization system will be implemented for card payments from today.

Nomination details are required to be given to those investing in mutual funds

Nomination details have to be given to people investing in mutual funds from October 1. If the nomination details are not given then a declaration has to be filled, the declaration has to inform about not availing the facility of nomination.

Asset Management Companies (AMC) have to provide option of nomination form or declaration form in physical or online mode as per the requirement of the investor. Under the physical option, the form will have the investor's signature, while in the online form, the investor can use the e-signature facility.

Increase in interest rate of Small Savings Scheme

The government has increased the interest on many post office small savings schemes. The interest rate on 2-year time deposits has been increased from 5.5% to 5.7%. Interest rate on 3 years time deposit has been increased from 5.5% to 5.8%.

The interest rate on Senior Citizen Savings Scheme has now increased from 7.4% to 7.6%. At the same time the monthly income account scheme will now fetch 6.7% annual interest instead of 6.6%. Apart from this, the interest rate on Kisan Vikaspatra has increased from 6.9% to 7.0%.

અહીંથી વાંચો સંપુર્ણ ગુજરાતી માહિતી રીપોર્ટ

Also changes in demat account rules

Demat account holders have to complete two-factor authentication by September 30, 2022. Only then you will be able to log-in to your demat account. If you do not do this, you will not be able to log-in to the demat account from October 1.

According to NSE, members have to use biometric factor as authentication to log-in to their demat account. The second authentication can be a 'knowledge factor', which can be a password, PIN or any factor.

Reduction in gas-cylinder prices

LPG gas-cylinder prices are reviewed on 1st of every month. According to the price announced by Indian Oil on October 1, the 19 kg commercial cylinder has become cheaper. In the capital Delhi, its price has come down from Rs 1,885 to Rs 25.50 to Rs 1859.50. In Kolkata, the price fell by Rs 36.5 to Rs. 1,995.50 to Rs. 1959.00 has been made.

1,844 in Mumbai at Rs. 35.5 down to Rs. 1811.50 and in Chennai Rs. 2,045 down to Rs. 36 down to Rs. 2009 is over. This is the sixth consecutive time that prices have fallen. There has been no change in domestic LPG cylinder prices. The price of a 14.2 kg gas-cylinder in Delhi is Rs 1053

Read More »

Important rules related to the bank will change from 1st August

Important rules related to the bank will change from August 1! If you don't want trouble at the last moment, settle the necessary work today

With the arrival of August, many rules related to the banking system and many rules related to bank-ATMs are going to change.

The month of August is going to start from Monday. With the arrival of August, many rules related to the banking system and many rules related to bank-ATMs are going to change. You may also face some problems due to this change and may directly affect your pocket.

These rules will change from August 1 in Bank of Baroda

Following RBI guidelines on check clearance, Bank of Baroda has made some changes in its check payment rules. The bank has told its customers that the positive pay system will become mandatory for check payments of Rs 5 lakh or more from August 1. Apart from that check payment cannot be made.

What is Positive Pay System?

The Reserve Bank of India, the country's central bank, has decided to introduce a 'positive pay system' for checks in the year 2020 to prevent banking fraud. Under this system, payment of more than Rs 50,000 by check may require some key information. Through this system check information can be given through message, mobile app, internet banking or ATM. These details are checked before payment of the cheque.

અહીંથી વાંચો સંપુર્ણ ગુજરાતી માહિતી રીપોર્ટ

લાંબા સમય થી ઇન ઓપરેટિવ ખાતા ધારકો આ ન્યુજ વાંચે

Banks will be closed for 13 days in August

Banks will be closed for 13 days in the month of August due to festivals and holidays. Major festivals like Independence Day, Rakshabandhan, Janmashtami and Ganesh Chaturthi are held in this month. So if you have any work related to the bank in August, check the list of holidays before going to the bank.

Read More »

Complete these 10 important tasks by March 31, including Aadhaar-Pan link and tax saving investment

1. Linking the base page

The last date for linking PAN card with  Aadhaar is March 31. If you do not link your page to Aadhaar by March 31, it will become inactive. If a person does not have an active page number, the bank will deduct TDS at the rate of 20% on your income.

2. File a Late or Revised Return

The last date for filing billed or revised Incometax Return (ITR) for 2019-20 is also 31st March. Billed returns are filed after the original deadline for filing returns for a financial year has passed. For this the taxpayer has to pay a penalty of Rs. 10,000.

,

3. Book profit from stocks and equity funds

Long-term capital gains over Rs 1 lakh on stocks and equity oriented funds are now taxable. If you have made long term capital gain then Rs. Tax exemption can be availed on long term capital gaterm,up to Rs 1 lakh. Book a profit before March 31 to take advantage of the tax deduction.

For that, you should sell as many stocks and equity funds as you can before March 31 to get a profit of up to Rs 1 lakh. Then reinvest the same money in the next financial year. However in the process of buying and selling you have to pay 1% to the brokerage house. Mutual fund investors do not have to pay this amount, as entry loads are not levied and the entry load does not apply when the funds are sold after one year.

4. Investment to get income tax exemption

If you are planning to invest to avail income tax exemption, you have to invest till March 31. Investments made under several sections of the Income-tax Act, such as 80C and 80D, are tax-exempt. Under Section 80C of the Income-tax Act, tax exemption is available on investments up to Rs 1.5 lakh.

1 એપ્રિલ થી આવનારા ફેરફારો વિશે અહીંથી જાણો

5. KYC of bank and demat account

Demat and bank account holders will have to update KYC by March 31, 2022. Under KYC, the bank asks customers to update their PAN card, address, such as Aadhaar, passport etc. Also requested is a recent photograph and other information. As a rule, your bank account may be closed if you do not update your KYC.

If your demat account does not have KYC, it will be deactivated. This will prevent you from trading in the stock market. Even if a person buys shares of a company, these shares cannot be transferred to the account. This will happen after the KYC process is completed and verified.

6. Deposit minimum amount in PPF, NPS and Sukanya accounts

If you have a Public Provident Fund (PPF), National Pension Scheme (NPS) and Sukanya Samrudhi Yojana (SSY) account, but have not invested in it this financial year, you need to deposit some amount in it to keep the account active. These accounts will become inactive if money is not deposited in PPF and NPS. If you do not deposit the required minimum amount, you will have to pay a penalty to reactivate it.

7. Linking bank account with small savings plans

If you run small savings schemes like Time Deposit, Senior Citizen Savings Scheme or Monthly Scheme at Post Office, you must link these accounts with the bank's Savings Account or Post Office Savings Account by March. From April 1, the money for these schemes will be available in the savings account only. You cannot go to the post office and take interest money in cash. Interest linked money will be transferred electronically upon linking to a savings account.

8. e-kyc for PM Kisan Yojana

Farmers who are availing the benefit of PM Kisan Yojana are required to undergo KYC by March 31. You can also do e-kyc if you wish. Farmers who have not done KYC in PM Kisan account after March 31 will not get Rs 2,000 from Government of India.

9. Submit Form 12B

If you have changed jobs after April 1, 2021, report the TDS deducted from the previous job to the new company through Form 12B. If you do not submit Form 12B by March 31, the company may deduct more TDS, which will be to your detriment.

અહીંથી વાંચો સંપુર્ણ ગુજરાતી માહિતી રીપોર્ટ

10. Apply in Pradhan Mantri Awas Yojana

Pradhan Mantri Awas Yojana (PMAY) is a new scheme launched by the Government of India to provide affordable housing to the people. The benefit of this scheme can be availed till March 31. Under the scheme, credit linked subsidy is given to first time home buyers. Up to a maximum of Rs 2.67 lakh. Different subsidies are given to different income classes.

Read More »

Before doing FD, keep in mind 6 things including its duration and the tax levied on it

Fixed deposit i.e. FD is considered to be a good investment tool as it is safe and gives a fixed return, but it is also not advisable to invest in FD without thinking. There are a number of requirements to consider when making an FD, including its duration and the penalty for breaking the FD. Today we are going to tell you about 6 such things ...

It is necessary to choose the right tenor

Before investing in FD, it is important to think about its tenure. This is because if the investor withdraws before maturity, he will have to pay a penalty. FD will have to pay a penalty of up to 1% for breaking it before it matures. This can reduce the total interest earned on the deposit.

Not investing all the money in one FD

If you are thinking of investing Rs 10 lakh in FD in one bank, instead invest in 8 FDs of Rs 1 lakh and 4 FDs of Rs 50,000 in more than one bank. In the meantime, if you need money, you can manage the money by breaking 8 FDs in the middle according to your need. Your second FD will be safe.

Interest earned on FDs is taxable

Interest received from your FD is taxable as per the Income Tax Slab. If the interest earned on FD is above Rs.10,000 in a financial year, a TDS deduction is levied on it. It will be 10% of the total interest earned. The limit for senior citizens is 50 thousand. If your income is less than the taxable range, you can submit Form 15G and Form 15H to the bank for non-payment of TDS on FD.

Withdrawal of interest

The bank had the option to withdraw interest on a first quarter and annual basis. Monthly withdrawals can now be made at some banks. You can choose it according to your need.

Latest FD rate::

State Bank of India FD

HDFC Bank FD 

IDBI Bank FD 

Kotak Mahindra Bank FD 

RBL Bank FD 

Punjab National Bank FD 

Canara Bank FD

Axis Bank FD

Bank of Baroda FD 

IDFC First Bank FD

Punjab and Sind Bank FD

Penalty will be given for breaking FD ahead of time

If you break the FD ahead of time, you will not get interest at the rate at which you opened the FD. For example, you get 6% interest per annum on FD of 1 lakh, but if you break it after 6 months, you get only 5% annual interest on 6 months FD, in which case the bank will pay interest at 5% on your money, 6% Will not pay interest.

અહીંથી વાંચો સંપુર્ણ ગુજરાતી રીપોર્ટ

 

According to the rules of SBI, the country's largest bank, if a person gets an FD of up to Rs 5 lakh, he will have to pay a penalty of up to 0.50 per cent for breaking the FD before it matures. Thus on FDs above Rs 5 lakh and less than Rs 1 crore, 1 per cent penalty has to be paid on premature break. After fixing the interest for the period, you are paid by deducting 0.50 per cent or 1 per cent interest on the amount of FD. Most banks charge a penalty of up to 1 percent.

Loans can be taken on FD

You can also take a loan on your FD. Under this you can take a loan up to 90% of the value of FD. Suppose your FD is worth Rs 1.5 lakh then you can get a loan of Rs 1 lakh 35 thousand. If you take a loan on FD, you will have to pay 1-2% more interest than the interest earned on a fixed deposit. For example, if you are getting 4% interest on your FD, you can get a loan at an interest rate of 5 to 6%.

Read More »

Magic Slate app for kids to drawing and writing on colourful background

This is a simple app that you can use to create drawings on a blank drawing area or in existing pictures, you can use several different tools to draw in paint. The paint tool you use and the color, pencil size you select determine how the line appears in your drawing.

Magic Slate app for kids to drawing and writing on colourful background

The Application offers a wide range of features; these are the tools you can use to draw glow lines, shapes and color in paint brush.

✓ Pencil tool: By using different pencil size, you can draw thin, free-form lines, shapes and curving lines that have different sizes.

✓ Color picker: Use the Color picker tool to set the current pencil or canvas background color. By picking a color from the color pallet, you can make sure that you're using the color you want when drawing in Paint, so your colors match.

✓ Fill with background color: Use the Fill with color tool to fill the entire background of the drawing area with color.

✓ Erasing part of a picture: Use the Eraser tool with different size to erase areas of your picture.

✓ Save a picture: Click the save button to save your pictures in to gallery.

✓ Undo and redo last action

✓ View your drawings/ art gallery and edit or delete your drawings

✓ Draw with different kinds of style brushes

✓ Included different kinds of shapes like line, dotted line, rectangle, square, circle and triangle

IMPORTANT LINKS

Official site :-www.sycd.gujarat.gov.in

વધારે માહિતી માટે અહી ક્લિક કરો

 નોટીફિકેશન જોવા અહીં ક્લિક કરો

 

Third number: -Rs 3000 prize

Second number: -Rs 5000 prizes

First Number: - Rs 7000 prizes

Drawing and painting gives lots of fun and is great for the creativity. This game is a free coloring book for toddlers, for children and for adults. We put many free coloring pages in the app which you can color and paint and share with family or friends. But for more creativity it is also possible to create your own drawing. 

-Share your drawing  via email, Facebook, etc.

-Save and load your coloring pages

-Create your own drawing

-Intuitive icons and navigation. Easy game play

-Pro version without ads and popups available

Read More »

Bharat Ko Jano Book pdf

In order to create a proud feeling among the students about Indian values, Indian values, Indian beliefs and India's pride, the council is conducting the Know India Competition at the national level since 2001.

Swami Vivekananda ji has said that "the superiority of the future is built on the foundation of the past." It is true that the sense of self-pride obtained from the glorious past and the self-confidence derived from the progressive present, can lead us towards a brighter future. helps in. This "Know India Competition" is based on inspiring and informative information on various topics related to this proud past and progressive present of India.

Know India Competition is held at three levels, Junior (Class 6 to 8) and Senior (Class 9 to 12) in two categories. At the first level, in all the provinces of the country, selected on the basis of written examination and oral competition in two phases at the branch level, teams of two participants each from junior and senior categories are sent by each branch to the state level. In the second level, one best team of both the categories selected by the oral question forum at the state level is sent to the regional level competition at the third level. The winning teams at the regional level are sent to the national level competition, where an oral quiz is organized between the teams in an interesting manner and with modern electronic and computer technology.

Know India Competition Project has become very popular in the council family as well as schools and general public in a few years. The result of the popularity of this project is that every year more than 2.5 lakh copies of the book 'Know India', published separately in Hindi and English by the council, are distributed and more than 15 lakh students participate in this competition.

 

અહીંથી વાંચો સંપુર્ણ ગુજરાતી 

With Image to PDF Converter, you can:

►Convert all kinds of images to PDF
Import images or scan paper files with your camera and convert them to PDFs - notes, receipts, invoices, forms, business cards, certificates, whiteboards, ID cards, etc., all supported.

►Resize images
Resize, crop, doodle, and rotate the images as you like. Optimize images for better PDF output.

►Auto sorting
Automatically sort images and PDF files by name, size, created date, modified date, etc. Of course, you can sort manually if you want.

►Compress PDF files
Support to reduce PDF size through compression. Set the image quality - low, medium, high, and original as needed.

►Set password
You can set password to protect your PDF files, and encrypt confidential files to be shared to prevent others from peeking at it.

►Work offline
No need to send data to the cloud, easily convert your images to PDF offline.

►Share converted PDF files
Easily send and share converted PDF files via social media, Bluetooth, Email, quick share, etc.

►Quick Search
Try the quick search function, and you will find it’s easy to find your target files. Just enter the keywords and the results will be displayed automatically.

We will keep working hard to optimize the app and improve the user experience. Please feel free to contact us at imagetopdffeedback@gmail.com if you have any suggestions.


Main features of OrangePalm 's PDF Maker app.

- Select photos, images to convert them into PDF with password protection.
- Change the document margin as needed.
- Compress the image for small size PDF
- Add images, position, resize and rotate them.
- Save your work and continue later. All documents are saved and can be edited and used to create new PDF files at a later stage.
- Open, share, print or delete the PDF files from the app.
- Share and send images and text from other applications to PDF Creator to add it to the current or a new document.
- Convert images to PDF document files.
PDF Maker allows you to convert any image (JPG, PNG, etc.) or document (TXT, Docx, Doc, etc) file into a PDF document on your smartphone and tablet.
OrangePalm 's PDF makerApp help to easily convert Images into PDF documents.

Read More »

Now you can download MyGov Corona Certificate Helpdesk WhatsApp Chatbot.

The announcement was made by the government early last year. Learn step-by-step how to download Corona Vaccine Certificate via WhatsApp.

All you have to do is save the MyGOV Coro Helpdesk WhatsApp number to your smartphone. This number is 9013151515.

• After saving the number, open WhatsApp.
• Then go to the chat list and search for contacts.
• Open the chat box of that number and type the download certificate here.
• The WhatsApp chatbox will then send a six digit OTP to your registered mobile number.
• Check OTP and enter.
• The eagle chatbox will then send the Corona vaccine certificate to your WhatsApp. You can download it from here..

If you find an error in WhatsApp here, you can download it from CoWIN Portal and Health Bridge app as before.

Now it's easier to get a Corona vaccine certificate

This is how the certificate will be found on WhatsApp

Learn the whole process here

After saving the number, open WhatsApp.

Then go to the chat list and search for contacts.

Check OTP and enter.

COVID Certificate is the official app for storing and presenting Swiss COVID certificates. It is developed by the Federal Office of Information Technology, Systems and Telecommunication FOITT on behalf of the Federal Office of Public Health.

Support single and dual SIM phones.

In Switzerland, people who have been vaccinated, or who have tested negative or recovered from COVID can apply for a COVID certificate.

COVID certificates are issued in hard copy or electronic format serve as proof of:

1. Vaccination against COVID-19
2. Recovery from Sars-CoV-2 infection
3. A negative result following Sars-CoV-2 test analysis

How the app works

When the app is first launched after installation on the mobile device, a brief introduction provides information on how to use it and how to scan a hard-copy COVID certificate.

In the app, the required COVID certificate can be selected, and presented if desired. The app shows whether, from when and for how long the COVID certificate is valid. All data contained in a certificate's QR code can also be displayed.

It is possible to store several COVID certificates in the app, e.g. for family members, or several COVID test certificates.

Use of the COVID Certificate app is voluntary and free of charge.

કોઈપણ સરકારી કચેરીમાં પ્રવેશ માટે વેકસીન લીધાનું પ્રમાણપત્ર જરૂરી અંગે નો લેટર અહીંથી વાંચો

Check a COVID certificate yourself

You can use the app to check a saved COVID certificate yourself. This verification process checks the electronic signature of the certificate and compares the certificate's validity period with the current date. These are the same checks that are used for the verification of certificates in the COVID Certificate Check app.

અહીંથી મેળવોવેક્સિન લિધાનું સર્ટીફિકેટ તમાર વોટ્સએપમા

• ડાઉનલોડ સર્ટિફિકેટ ટાઈપ કરો.
• ત્યાર બાદ વોટ્સએપ ચેટબોક્સ તમારા રજીસ્ટર્ડ મોબાઈલ નંબર પર સિક્સ ડિજિટ OTP સેન્ડ કરશે.
• OTPને ચેક કરો અને એન્ટર કરો.
• ત્યાર બાજ ચેટબોક્સ તમારા વોટ્સએપ પર કોરોના વેક્સિન સર્ટિફિકેટ સેન્ડ કરશે. અહીંથી તમે તેને ડાઉનલોડ કરી શકો છો.

Data protection is a top priority

COVID certificate data is stored solely on the mobile device. COVID certificates are protected by a digital seal (signature) and are thus forgery-proof

Certificate Maker - Certificate Editor Online

Here’s a huge collection of the top Certificates cards and messages including: funny messages, sincere messages many more...

It’s become very easy to generate Certificate Template at home by simply using Certificate Maker - Certificate Editor Online app and make easy access to designing certificate and award giving Certificates to have fun with your friends and family.

Download free e-certificate templates with formal certificate borders to personalize. There are portrait and landscape versions for each template...
The easiest way to Certificate Design, vouchers and awards (even without a day’s design experience). In a matter of minutes, you can be done with designing, sending or printing your certificate.

Professional Certificate Maker - Certificate Editor Online is like visiting card and logo maker app which design your logo and make visiting card at home.

𝐇𝐨𝐰 𝐭𝐨 𝐦𝐚𝐤𝐞 𝐚 𝐜𝐞𝐫𝐭𝐢𝐟𝐢𝐜𝐚𝐭𝐞.

𝟭. 𝗣𝗶𝗰𝗸 𝘁𝗵𝗲 𝗽𝗲𝗿𝗳𝗲𝗰𝘁 𝘀𝗶𝘇𝗲

Start the design process by selecting a size and layout for your certificate. Certificate Maker - Certificate Editor Online Post gives you many standard size selections to choose from. You can also get creative and customize the size to fit your needs.

𝟮. 𝗖𝗵𝗼𝗼𝘀𝗲 𝗮 𝘁𝗵𝗲𝗺𝗲

Themes are a great way to start the design process. Certificate Maker - Certificate Editor Online has numerous themed design templates to choose from. You can find the theme that’s perfect for your certificate or design one from scratch. Themes help set the tone for your certificate.

𝟯. 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹𝗶𝘇𝗲 𝘄𝗶𝘁𝗵 𝗶𝗺𝗮𝗴𝗲𝘀

Add photos and other images to personalize your certificate and make it stand out. You can upload your own images or choose from Certificate Maker - Certificate Editor Online’s library of free stock photos.

𝟰. 𝗗𝗲𝘀𝗰𝗿𝗶𝗯𝗲 𝘄𝗶𝘁𝗵 𝗲𝗻𝗴𝗮𝗴𝗶𝗻𝗴 𝘁𝗲𝘅𝘁

Make your certificate stand out with text. With Certificate Maker - Certificate Editor Online, you can add or edit text and make changes to spacing, opacity, font, color, and orientation.

𝟱. 𝗗𝗼𝘄𝗻𝗹𝗼𝗮𝗱, 𝘀𝗵𝗮𝗿𝗲

Once you’re finished with your certificate, you can download it to your device, print it out, or share it online. Certificate Maker - Certificate Editor Online makes it easy to download in a format that works for you.

whatsapp મા સર્ટીફીકેટ કેમ ડાઉનલોડ કરવું તેનો વિડીયો

Certificate Maker - Certificate Editor Online App contains a considerable measure of a gathering of Certificates which is perfect in all cases. This application resembles going to card create Certificate Maker - Certificate Editor Online application which plans your card at home. Make your own certificate as you wish. Instant certificate creator will create an instant certificate and fully customize.

Online Certificate Maker - Certificate Editor Online will be has effective clients who utilized it gift certificate template worldwide to perceive the achievement of a representative, colleague, understudy.

Read More »

As the Nation celebrates Azadi ka Amrit Mahotsav |Get Certificate From Government

As the Nation celebrates Azadi ka Amrit Mahotsav |Get Certificate From Government

• Government “negotiation” could have devastating consequences for Medicare enrollees

Certificate Maker and Certificate Editor Online Application is packed with loads of free resources of templates, fonts and icons that you can use entirely free. Customize any way you want and download printread highmresolution files.

Create a professional certificate with free certificate templates provided in this Certificate Editor.

Here’s a huge collection of the top Certificates cards and messages including: funny messages, sincere messages many more...

It’s become very easy to get Certificate Template reception by simply using Certificate Maker - Certificate Editor Online app and make quick access to designing certificate and award giving Certificates to possess fun together with your friends and family.

Download certificate templates with formal certificate borders to personalize. There are portrait versions for each template.

The easiest way to Certificate Design, vouchers and awards. In a matter of minutes, sending or printing your certificate.

Professional Certificate Maker - Certificate Editor is like an online visiting card and logo maker app that designs your logo and makes visiting cards at home.

𝐇𝐨𝐰 𝐭𝐨 𝐦𝐚𝐤𝐞 𝐚 𝐜𝐞𝐫𝐭𝐢𝐟𝐢𝐜𝐚𝐭𝐞

𝟭. 𝗣𝗶𝗰𝗸 𝘁𝗵𝗲 𝗽𝗲𝗿𝗳𝗲𝗰𝘁 𝘀𝗶𝘇𝗲

Start the planning process by selecting a size and layout for your certificate. Certificate Maker - Certificate Editor Online Post gives you a great many standard size selections to settle on from. you'll also get creative and customize the dimensions to suit your needs.

𝟮. 𝗖𝗵𝗼𝗼𝘀𝗲 𝗮 𝘁𝗵𝗲𝗺𝗲

Themes are an excellent thanks to start the planning process. Certificate Maker - Certificate Editor Online has numerous themed design templates to settle on from. you'll find the theme that’s perfect for your certificate or design one from scratch. Themes help set the tone for your certificate.

𝟯. 𝗣𝗲𝗿𝘀𝗼𝗻𝗮𝗹𝗶𝘇𝗲 𝘄𝗶𝘁𝗵 𝗶𝗺𝗮𝗴𝗲𝘀

Add photos and other images to personalize your certificate and make it stand out. you'll upload your own images or choose between Certificate Maker - Certificate Editor Online’s library of free stock photos.

𝟰. 𝗗𝗲𝘀𝗰𝗿𝗶𝗯𝗲 𝘄𝗶𝘁𝗵 𝗲𝗻𝗴𝗮𝗴𝗶𝗻𝗴 𝘁𝗲𝘅𝘁

Make your certificate stand out with text. With Certificate Maker - Certificate Editor Online, you'll add or edit text and make changes to spacing, opacity, font, color, and orientation.

𝟱. 𝗗𝗼𝘄𝗻𝗹𝗼𝗮𝗱, 𝘀𝗵𝗮𝗿𝗲

Once you’re finished together with your certificate, you'll download it to your device, print it out, or share it online. Certificate Maker - Certificate Editor Online makes it easy to download during a format that works for you.

Independent analysis by the Congressional Budget Office has repeatedly found that repealing the noninterference clause and permitting government “negotiation” partially D could economize as long as we also introduce other government restrictions on the selection of and access to medicines that folks with Medicare have today.

Recent polling data from Morning Consult/PhRMA shows that voters want to get better deals on lower-priced drugs at the pharmacy counter, but they don't want to sacrifice access or innovation. Major topics include:

More than 90% of seniors are very satisfied with their Part D prescription drug coverage, and patients want to make sure they can maintain that level of access to the drugs their doctors prescribe.

65% oppose changing legislation in Medicare to allow the government to restrict access to drugs for seniors and people with disabilities to save money for the federal government – ​​including 57% of Democrats and 75% of Republicans.

51% say we should follow the law that prohibits government interference in the negotiation of Medicare plans.

According to the Kaiser Family Foundation, 66% of Americans oppose an interaction if it could lead to less research and development of new drugs, and 67% of Americans oppose it if it means Medicare can't cover some prescription drugs. Is.

Sample Certificate

Step 1: Enter Your Details

Step 2: Stand and Record your video

Step 3: Upload

Step 4: Download certificate

પ્રમાણપત્ર મેળવવા અહી વિગત ભરો

પ્રમાણપત્ર ડાઉનલોડ કેમ કરવું એ વિડીયો અહીંથી જુઓ

Instead of repealing important protections, we need to take a holistic approach to lowering what people pay out of pocket for medicines and ensuring Americans have access to the treatments their doctors prescribe. We have to lower what patients pay for their medicines AND make sure patients are getting the medicines they need. There’s a way to do both, but government “negotiation” isn’t it.

Read More »

Live one to one English practice sessions under expert guidance for placements

English Speaking Partner you have been looking for !!

Preparing for an interview and worrying about your communication skills? Your poor communication skills can cost you your job !!

Master your communication skills for placements and interviews. Popular among B.Tech & MBA students

Note for Engineer Skip this part of description and scroll to last 10 lines,

To learn and improve our English speaking skills as a beginner, we need a partner to speak with but as we know, most of us commonly face a problem finding English Speaker in India as
1. Hindi is the official language of India (Only 0.2% of the population uses English as their first language ).
2. Being a beginner, Shyness/Hesitation of being wrong while speaking and to be judged upon our skills by the partner often makes us feel uncomfortable.

3. Learn to speak in English is not a simple task, even if we have a partner to improve our communication skills, they try to translate sentences from their native language (i.e from 23 languages, Hindi on top with 41% of the population using it) thus, making conversation in English a bit difficult.

અહીંથી વાંચો સંપૂર્ણ ઓફિશિયલ પ્રેસનોટ

We resolved all these issues by developing a speaking partner with many functionalities. Most important ones are -

1. A super-intelligent VoiceBot speaker that will be available on your phone 24/7 to practice and learn, which will make learning fun and will help in improving your vocabulary efficiently.
2. She can speak, she can listen, she can understand you, she will applaud for you when you are correct and most importantly, she will correct your pronunciations whenever you will make one while practicing, in a non-intrusive manner and she won't judge you ever on your knowledge.

Personalized material for each user - She will communicate with you as if you are having a conversation with your friend on topics starting from your daily needs to your interview needs.

You just need to practice with our Speaker and you gradually learn to converse. You need not worry about Grammar.

By simply listening and practicing, one can improve their knowledge of vocabulary and sentence formation and can have super easy access to these lessons anytime and anywhere even if your phone is in offline mode.

Don't memorize anything - Comes with Audio-Visuals so that you don't have to memorize anything on a daily basis.

Instant results/feedback that will help you in the improvement of your vocabulary with pronunciation skills.

The app itself makes its functionalities precise about your learning by tracking your progress as you practice. Over time the difficulty level will increase as you progress and it will help you enhance your communication and pronunciation.

Our app provides you the platform where you can improve your speaking skills by using only those vocabs that you already know. Offline or online that is up to you.

Approx 30 days of self-practice with our VoiceBot will remove all your hesitation, build confidence and you will have all the weapons (words, sentences, daily use english) in your belt.

Time to go live to master your communication skills and fluency.

To master your speaking fluency & communication skills, you need an English speaking partner to practice with, without breaking your bank(or loan EMIs).

Welcome to Speako Club (designed for B.Tech & MBA students)

1. practice English live 1:1 under expert guidance
2. new topics & new partners daily
3. mistakes explained by experts after every session
4. private network, members only
5. best for campus placement/job seekers

We onboard a limited number of members every month in the Speako club to make sure nothing breaks. if you are already a member, please download our app and start your journey with us. if you are not, we are super excited to onboard you !!

Practice English over video chat with a native speaker!

Cambly gives you instant access to native English speakers over live video chat. Your friendly English tutors are ready to help you practice conversation skills, pronunciation, and any other English skills you'd like to improve. Cambly is a great way to practice English for beginners or experts. Give it a try!

Whether you're planning a trip to an English speaking country or have questions about the TOEFL, TESOL, TEFL, TOEIC, or IELTS, Cambly tutors are available 24/7 to help you out...

Cambly tutors are university students, teachers, business people, writers, actors, and more. There's a perfect tutor for everyone.

Read More »

The cruise service between Surat's Hazira port and Diu will start from March 31

A cruise ship will leave Hazira every Monday and Wednesday and reach Diu next day in the morning. Return journey will take place on the same day in the evening from Diu and end at Hazira next day in the morning. One side journey will take 13 to 14 hours time.

A 300-passenger capacity cruise ship will have 16 cabins. It will make two round trips in a week. It will take passengers to high-sea on Friday, Saturday and Sunday.

A cruise ship has gaming lounge, VIP lounge, entertainment on deck etc latest facilities.

Around four months ago, ro-pax ferry service connecting Hazira (Surat) and Ghogha (Bhavnagar) was launched. It has so far carried over one lakh passengers in addition to thousands of vehicles.

Initially, this service will be weekly with the vessel departing from Bandra Worli Sealink every Thursday at around 5pm to arrive at Hazira on Friday at around 9am. It will depart from Hazira on Friday around 5pm to arrive at Bandra Worli Sealink next day at 9am. The number of trips will be increased as per demand.

અહીંથી વાંચો સંપુર્ણ ગુજરાતી રીપોર્ટ

અહીંથી જુઓ ક્રુઝ નો વિડીયો

“We have developed marine terminal and infrastructure required for handling such passenger vessel at our Hazira terminal. We plan to support the cruise tourism initiative of Government or Gujarat by developing ancillary services, including a marina, promenade and ship repair facility at Hazira”, said port officer of GMB; captain Subhash Das.

Read More »

Tea Recipes; Pay 1000 rupees for 1 cup of tea, find out what is special

Brewing tea has been a common practice since the ancient times not only because of its distinct flavor but also for its natural healing benefits. Apart from water, tea is considered as the cheapest and healthiest form of beverage.

Tea is indeed nature’s gift to man, it contains potent antioxidants that promotes well-being and has the ability to delay the signs of aging. Drinking tea can help improve our mood, it gives us a relaxing feeling and provides us comfort in the midst of our stressful, busy lives.

Among the most popular social beverages, a freshly brewed tea contains zero calories that can aid in healthy weight loss. Hence, it makes a better alternative to a regular soda which is loaded with sugar and chemicals that can pose risk to our health.

This Easy Tea Recipes app provides you with a great selection of delicious tea recipes which can help you in creating that perfect tea blend.

Included in this app are Iced Tea recipes that are perfect for the summer. They make a nice accompaniment to any meal and will help you stay hydrated and refreshed especially when the weather gets too hot.

For breakfast or snack, this app has many hot tea recipes that are also good to have when the winter time comes. You will surely find here something that will suit your taste.

This recipe app is a very user-friendly, simply tap on the assigned image to select the recipe. It will also show you the Nutritional information for each recipe, so you will have an idea on the amount of calories, fat, protein, and carbohydrates as well as sodium that each one has.

Once downloaded on your Android device, you can browse on all your favorite tea recipes anytime you want because there is no more internet connection required to run this app.

Get started by DOWNLOADING this app NOW!

Here are some of the featured recipes:

અહીંથી જુઓ સંપુર્ણ વિડીઓ

અહીંથી વાંચો સંપુર્ણ ગુજરાતી રીપોર્ટ

 

EASY HOT TEA RECIPES

Hot Orange Pekoe Tea with Mint and Honey
Sugar-Free Green Tea with Lime
Hot Basil Tea with Lemon and Mint
Hot Cranberry and Lemon Tea
Spiced Hot Apple Tea
Spiced Apple Cider Tea with Maple
Yellow Tea Lavender and Honey
Ginger-Turmeric Ceylon Tea
Apple Chamomile Tea with Maple

EASY COLD TEA RECIPES

Citrus Tea and Mint Cooler
Raspberry Lime and Tea Cooler Recipe
Strawberry and Lemon Iced Tea
Strawberry Pineapple and Tea Cooler
Minty Iced Lemon Tea with Stevia
Iced Cherry Lime Tea
Cranberry Citrus Iced Tea
Peach Tea and Mint Cooler
Grapefruit Cucumber and Tea Cooler

Read More »